You’ll find the best features of many credit cards all wrapped up into one – a VISA from your Credit Union. And here are just a few reasons why:
Payroll Deductions are being made available to our members by most of our sponsor employers. The deduction may go to any savings account, make a loan payment, or both. Every time you receive your paycheck, you can do some serious saving and planning for your future.
Payroll Deduction Program & IRAs
Our payroll deduction program makes contributing to an Individual Retirement Account simple. We make it easy for you to earn High Dividends and to benefit through special IRA tax advantages. You are able to start your Credit Union IRA tax advantages. You are able to start your Credit Union IRA with a minimal amount of money.
Then all you have to do is specify how much you want to add regularly through payroll deduction – up to the maximum yearly amount set by law.
Your Credit Union IRA is insured in the same manner as your share savings account, up to $250,000.00 per account by the National Credit Union Administration, a private agency of the U.S. Government.
Our members agree that payroll deduction is the best way to save money for a rainy day and also to pay loan payments.
Free Direct Deposit of your Net Paycheck into your checking account, savings account, or payment on your loan, is available to you our members.
The Credit Union currently has direct deposit available from many of our state and local government employees. Many insurance premiums can also be deducted from your account through the direct deposit system.
Check with your payroll clerk to see if your payroll check is eligible for direct deposit. Direct Deposit is also available for Social Security recipients and retired state and county employees receiving P.E.R.S. (Public Employees Retirement System).
All of us from time to time have difficulty making ends meet.
Although we are not professional financial counselors, we are able to help our members from time to time. We hope we make them feel better when they leave the office after we have possibly offered a suggestion or two that may help them turn their financial difficulties around or possibly make a Debt Consolidation Loan.
Have you lost your job?
If you or your family have over-extended yourselves or have lost a job, causing loss of income lately, please let us see if we can help you. Our visits with our members are always kept confidential and it is our desire to help if we possibly can.
Also available is a packet of useful information in creating and maintaining a budget.
MEMBER’S CHOICE term life and disability coverage – Reach for the stuff dreams are made of, and be protected from the stuff they’re not.
You have dreams for you and your family – a happy retirement, college plans, a new car.
There are two easily obtainable, flexible methods of protection for you and your family – MEMBER’S CHOICE term life and disability coverage.
MEMBER’S CHOICE term life reduces or pays off your covered loan balance should you die before paying it off.
MEMBER’S CHOICE disability makes your monthly loan payment should you become disabled due to a covered illness or injury.
Every covered member pays the same low group rate with MEMBER’S CHOICE disability and term life.
You only buy enough protection to cover your loan balance.
Tying your coverage directly to you loan means that you’ll have exactly the right amount of protection – no more, no less.
Other benefits include:
You can count of MEMBER’S CHOICE term life and disability to step in when you and your family need help the most. And that means you can count on your dreams to go on and on – even when your income does not.
For more information, including details about exclusions and limitations, ask your loan officer about MEMBER’S CHOICE term life and disability protection. Also many other insurances are available which includes the following:
If you are interested in any of the above insurances, we are including a phone number, of which you may call to ask questions regarding these insurances. Our Insurance is with Cuna Mutual Insurance Group.